How to Stop Loan Apps from Accessing and Sending Messages to Your Contacts
Online lending apps have been helping people solve their financial issues for many years now. However, there’s a growing concern about certain loan apps behaving like loan sharks, not complying with Google policies or FCCPC laws. Some of these loan sharks resort to extreme measures, spreading false information about borrowers, and even sending negative messages to their contacts.
Many people wonder if it’s possible to deny these loan apps access to their contacts. Your mental health is precious, and that’s why we’ve written this article to show you how to stop loan apps from accessing and sending messages to your contacts, and also how to protect your account from fake loan apps. Read on to learn how to safeguard your privacy and peace of mind.
Procedure to Stop Loan Apps from Accessing and Sending Messages to Your Contacts:
If you’ve been defamed by these loan apps, follow these steps to stop them from accessing or sending messages to your contacts:
- Open your phone settings app. Manage app permissions through the settings app on your phone.
- Click on “App & Notification” to view a list of all the apps on your phone.
- Click on “App Permission” to see available permissions.
- Select “Contacts” to view a list of apps that have access to your contacts.
- If the loan app has access and you want to stop it from sending messages, turn off the access.
Alternatively, you can go to “Apps & Notification” > “App Management,” locate the loan app, and deny access to your contacts.
How to Stop Loan Companies Texting Your Contacts:
To prevent loan companies from texting your contacts, either pay back your loan and uninstall the app or deny the loan app access to your contacts through your mobile phone settings.
How to Remove Your Information from Loan Apps and Prevent Unauthorized Bank Deductions:
To prevent loan apps from deducting money from your bank account:
- Change the information in your loan app dashboard, starting with your credit card details. Ensure you’ve paid back your loan before making these changes.
- Delete the details from the loan app dashboard. If deductions persist, uninstall the app and block the associated ATM card to prevent unauthorized transactions.
How to Report Fake Loan Apps:
If you encounter fraudulent loan apps calling or texting your contacts, report them to the appropriate authorities. You can contact the task force on complaints against loan apps at [email protected]. Legal experts like Barrister Nelson Nnaji are also available to assist victims of defamation by loan sharks.
Frequently Asked Questions:
- Can Loan Apps Access My Gallery?
Some loan apps can access your gallery if you’ve granted them permission. To stop them, revoke the permission in your phone settings.
- Can an App Access My Contacts After Uninstallation?
Usually, once you uninstall an app, it loses access to your contacts. However, if the app has downloaded your contacts, they might continue contacting you.
- Can Loan Apps Block My BVN?
Yes, loan apps can block your BVN, which may affect your financial transactions and even visa processing.
Remember, your privacy and mental well-being are crucial. Stay informed and take necessary steps to protect yourself from unscrupulous loan apps